Tools / Calculators / Loan and EMI calculator
Loan and EMI calculator.
Monthly payment, total interest and a yearly repayment schedule for an equal-instalment loan.
Loan details
Enter the amount, yearly interest rate and how long you will repay.
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Repayment by year
How each year's payments split between the loan and interest.
| Year | Principal | Interest | Balance |
|---|
The monthly payment is the standard equal-instalment (EMI) formula. Real loans may add fees, insurance or different rules for early repayment, so check your lender's figures before you decide. This calculator does not give financial advice.